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SBI not to recruit loan or credit card defaulters


The State Bank of India (SBI), which is in the process of recruiting Junior Associates (Customer Support & Sales) and Junior Agricultural Associates, has stipulated that candidates with poor credit record will not be eligible for jobs.

According to an advertisement released recently by the SBI, candidates against whom there is adverse report regarding character, antecedents, and moral turpitude are also not eligible to apply for the posts.


The country’s leading bank has also advised aspirants to check their credit history with Credit Information Bureau Ltd (CIBIL) before applying for posts in the bank. Credit Information Bureau Ltd (CIBIL) collects and maintains records of an individual’s payments pertaining to loans and credit cards.

The move prompted some bank employee unions to request the banks to exempt students who have availed education loans from such rules. The Bank Employees Federation of India (BEFI) BEFI has requested the SBI to look into the matter and advice the authorities concerned to add an appropriate rider to ensure the applicants who have availed education loan are not pushed out of the range of consideration for recruitment in SBI or in any other Government lender.

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